Ripple’s New Metadata Standard to Boost XRP Utility in Institutional DeFi by 2025

Ripple has announced a groundbreaking initiative to introduce a structured metadata framework for multipurpose tokens (MPTs) on the XRP Ledger (XRPL), aiming to enhance token utility and drive institutional DeFi adoption by 2025. The proposed standard addresses current challenges in token discoverability and interoperability caused by unstructured metafield data. Key features of the framework include mandatory descriptors such as a unique ticker symbol, full token name, and purpose description, which are expected to streamline token management and improve overall efficiency on the XRPL. This development marks a significant step forward in Ripple's efforts to position XRP as a leading asset in the evolving decentralized finance landscape.

Ripple Proposes New Metadata Standard for XRP Ledger to Enhance Token Utility

Ripple has unveiled plans to introduce a structured metadata framework for multipurpose tokens (MPTs) on the XRP Ledger (XRPL), targeting institutional DeFi expansion by 2025. The initiative addresses current limitations in token discoverability and interoperability caused by unstructured metafield data.

The proposed standard mandates five key descriptors: a unique ticker symbol, full token name, purpose description, visual icon URL, and asset classification (e.g., DeFi, gaming). This marks a strategic MOVE to position XRPL as a compliant platform for enterprise-grade tokenization, particularly in regulated financial markets.

Market observers note the timing coincides with Ripple's ongoing efforts to court institutional clients amid its legal battles with the SEC. The metadata overhaul could significantly improve XRP's utility in cross-border settlements and asset tokenization use cases.

XRP Surpasses $500M with RLUSD Stablecoin Growth — What’s Next?

Ripple's stablecoin RLUSD has breached the $500 million market cap threshold, securing a position among the top 20 stablecoins globally. Backed by U.S. Treasuries and designed for compliance, RLUSD is gaining traction with institutional investors, recording a 30% surge in adoption over the past month.

The stablecoin's growth is fueling broader ecosystem momentum for XRP, which is currently trading at $3.15. Technical indicators suggest a bullish breakout above $2.65 if trading volume sustains its upward trajectory.

Fintech platforms and cross-border payment processors are driving RLUSD's expansion, reinforcing its reputation as a scalable and stable asset within the crypto economy.

XRP Breaks $3.08, Eyes $3.82 as Bulls Take Control

XRP surged past $3.08, marking its highest level this year with a 28% weekly gain. The rally propelled its market capitalization to $182 billion, solidifying its position as the third-largest cryptocurrency. Short sellers suffered $10 million in liquidations as bulls defended the $3.00 support level.

Crypto analyst Cypress Demanincor highlights the significance of the $3.00 threshold, noting three successful defenses by bullish traders. With geopolitical and regulatory risks fading, the next resistance zones appear at $3.25–$3.82. The token's 7% daily gain underscores sustained momentum despite macroeconomic headwinds.

Ripple vs SEC Lawsuit: $125M Penalty Paid in Cash, Case Remains Unresolved

The protracted legal battle between Ripple Labs and the U.S. Securities and Exchange Commission has taken another turn with confirmation that the $125 million penalty was settled in cash, contrary to speculation about an XRP-denominated payment. Former SEC attorney Marc Fagel clarified that court mandates required traditional currency settlement, with $50 million effectively paid and $75 million held in escrow pending final adjudication.

Despite partial resolution, the case continues to generate uncertainty in crypto markets due to unresolved procedural matters. The SEC's insistence on cash settlement reinforces regulatory skepticism toward cryptocurrency as a medium for official transactions, even when involving native tokens of defendant firms.

Ripple Partners with Ctrl Alt to Tokenize Dubai Real Estate on XRP Ledger

Ripple has forged a strategic partnership with UAE-based Ctrl Alt to advance Dubai's initiative to digitize real estate. The collaboration will utilize Ripple's blockchain-based custody infrastructure to securely manage tokenized property title deeds issued by the Dubai Land Department on the XRP Ledger.

Ctrl Alt, the first VIRTUAL Asset Service Provider (VASP) in Dubai authorized under VARA, will leverage Ripple Custody to enable fractional ownership and enhance transparency in real estate transactions. This move aligns with Dubai's broader vision of integrating blockchain technology into its property market.

The partnership builds on Ripple's growing presence in the UAE, following previous collaborations with Zand Bank and Mamo. It also comes shortly after the launch of Prypco Mint, a government-backed initiative, signaling accelerating institutional adoption of XRP Ledger technology in the region.

XRP Tests Key Resistance at $3.18 Amid Bullish Momentum

XRP surged 8.24% to $3.17, with trading volume spiking 46.37% to $10.51 billion. The cryptocurrency has gained 30.82% over the past week, signaling strong investor confidence.

A decisive breakout above the $3.18 resistance could propel XRP into price discovery mode. The RSI at 72.39 suggests potential near-term consolidation, though the overall trend remains bullish.

Technical analysts note XRP's recent retracement to $2.85—the 0.236 Fibonacci level—as a healthy consolidation before the next leg up. The hourly chart shows a critical trendline that will determine near-term price action.